Advertiser Disclosure: Some of the card links and products that appear on this website are from companies which AskSebby may receive compensation when you click on links to those products. As part of the Chase-Lyft Partnership, both cards feature the rideshare service Lyft as a bonus category as well. Chase | Ultimate Rewards - Chase Sapphire Reserve vs Preferred Calculation help? Below is a rundown of some featured benefits of each card. We’ve expanded your benefits to make it easy for you to enjoy the full Sapphire experience anywhere and everywhere. On May 21, 2017, the Chase Sapphire Reserve’s $300 travel credit was updated to be issued once per … Sapphire Reserve ® Sapphire Preferred ® J.P. Morgan Reserve ® Introducing new offers for dining, travel and more from Sapphire Preferred. You can click on the amount to edit the value. Chase considers the following to be dining: All Chase Ultimate Rewards and cash back credit cards earn on Lyft spend. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Is it still worthwhile to open the card? Follow along as I calculate the cash value of the Chase Sapphire Preferred based on spend, benefits, and fees! Factor in elite status with your spending. Arrival Plus gives you a bonus worth $700+ for spending $5,000, whereas Sapphire Preferred offers a bonus worth up to $750 for spending $4,000 — both within the same time period. .tg .tg-oe15 Chase Sapphire Preferred: $50 x 5 points x 12 months $1,000 x 2 points x 12 months. DashPass normally costs $9.99 per month which equals $120 in cash value. However, points on the Chase Sapphire Preferred® Card are worth 1.25 cents apiece when you redeem them for travel booked through Chase, while points on … Clear Mobile will remove the mobile pay option from all categories in both columns. Your Chase Sapphire Reserve account must be open and not in default to maintain subscription benefits. If the currency can be transferred to other programs, you can use 'View Rewards As...' to reflect as if you transferred it to a partner. You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category across both cards. Best for rewards: Chase Sapphire Reserve® The Sapphire Reserve earns 3x points on travel and dining purchases and 10x points on Lyft rides until March 2022. Categories associated with the program will be added to the calculator. Crunching the numbers: The Chase Sapphire Preferred and the Chase Sapphire Reserve both require new cardholders to spend $4,000 within three months to earn their bonuses. The Chase Sapphire Reserve does a good job of justifying the additional fee, but, if you don't use the additional benefits, it's not worth the additional cost. CSR will cost $225 x 2 = $450 CSP will cost $90 = $90 (first year fee … The Chase Sapphire Preferred is aimed at the casual traveler, while the Chase Sapphire Reserve attempts to take the crown as the world’s most feature-packed, prestigious travel card … - Hi Everyone, I'm fairly new to the world of credit card rewards and needed some help on what is the best way to calculate which has more value for me based on my spending habits - Reserve or Preferred … If you redeem this sign up bonus through the Chase Travel Portal, you're looking at a value of $750 which is the same cash value as the Reserve's bonus due to the 25% boost and higher point bonus. I got the Chase Sapphire Preferred in 2012 and I never imagined that I would replace it. Two years of complimentary membership which offers: $0 delivery fees from participating restaurants. American Express Calculators. Trip Cancellation/Trip Interruption Insurance, up to $10,000 per person/trip, up to $20,000 per occurrence, Chase Sapphire Preferred vs Chase Sapphire Reserve Calculator, 9 Alternatives to the Chase Sapphire Reserve (Premium Travel Credit Cards), The Ultimate Credit Card System for Maximizing Ultimate Reward Points and Free flights: The Chase Quadfecta (2017), SCRA Benefits: How Active Duty Members Can Get Credit Card Annual Fee Waivers and Other Benefits. The main question is, which Chase Sapphire card fits your lifestyle? The Chase Sapphire Preferred is a travel card that lets you redeem points for travel via the Chase Ultimate Rewards Travel Portal for 1.25X. Copies all spend amounts and their units of time from one column to the other. The Chase Sapphire Preferred® Card offers new users 60,000 points once spending $4,000 in the first three months, and the Chase Sapphire Reserve® offers 50,000 points, under the same conditions. Apply for the card now through the issuer's secured website. Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. The Chase Sapphire Preferred is the more approachable of the two cards, with a $95 annual fee, while the Reserve is the more premium option with a price tag to match: $550 annually. If you want to be more specific, you can specify domestic or international spend. However, Chase announced the Sapphire Reserve in 2016 with a 100,000 points bonus offer. The percent you are earning based on spend, earnings, and fees. Pool points earned from other Chase Ultimate Reward points to the Chase Sapphire Preferred or the Chase Sapphire Reserve to get the best travel redemption value via the Chase Travel Portal. Hotel Rewards Credit Cards Crunching the numbers: The Chase Sapphire Preferred and the Chase Sapphire Reserve both require new cardholders to spend $4,000 within three months to earn their bonuses. Bumps the value of Ultimate Rewards Points up to 1.5 cents for portal redemptions. Business Credit Cards, Amazon.comAirport LoungesBuilding CreditBusiness Credit CardsCash BackChase Ultimate RewardsCredit Card BenefitsCredit CardsCredit Cards 101Hotel Credit CardsHotel PointsSCRA BenefitsTravelTravel AccessoriesTrip Reports. Get a $10 bonus when you spend $25: Privacy Policy | Terms of Service | Archive Blog | © 2021 AskSebby. All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again. Chase Sapphire Reserve: $50 x 10 points x 12 months $1,000 x 3 points x 12 months. When to Apply for the Chase Sapphire Preferred First. In order to complete this portion of the analysis, it’s necessary to calculate a break-even point between the two cards as it … Includes costs and promos. Preferred: Overall Winner Chase’s Sapphire Preferred and Sapphire Reserve cards both offer some of the market’s best travel rewards. Ten thousand Chase Ultimate Rewards points are worth $100 in cashback, or $125 in travel with the Sapphire Preferred, or $150 in travel if you have the Sapphire Reserve. This bonus is automatic and cannot be edited. Two of the most popular travel rewards cards are the Chase Sapphire Preferred® Card and the Venture Rewards from Capital One. That works out to about $0.15 per $1 spent for Arrival and $0.19 per $1 spent for Sapphire. This site is informational and meant to provide help in calculating points with various programs. Triggers on any purchase that Chase considers to be travel. Depending on how much you spend, the Chase Sapphire Reserve usually comes out to being the better card. Keep in mind that the Chase Sapphire Reserve earns 3X on dining and travel, so if you’re looking to maximize those bonus categories you might want to look to that card. We compare the two cards so … The Chase Trifecta 3-card system is one of the fastest ways to earn more Ultimate Rewards. The Chase Sapphire Reserve has an annual fee of $550 per year. Both the Chase Sapphire Preferred and Chase Sapphire Reserve allow cardholders to pool Ultimate Rewards and access the Chase Travel Portal. .tg .tg-0x8a All other Chase Ultimate Rewards and cash back credit cards earn either 5x points or 5% cash back. The main difference between the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® is that the former is a mid-tier card with a $95 annual fee and fewer perks, while the latter costs $550 annually and comes with premium perks like $300 annual travel credit, Priority Pass lounge access, higher points value when redeemed for travel purchases and more. Perhaps you’ve already decided that the Sapphire Reserve’s fee is beyond your means and are ready to apply for the Sapphire Preferred card – we suggest that you pause for a moment and more carefully compare the two cards. Chase | Ultimate Rewards - Chase Sapphire Reserve vs Preferred Calculation help? If you have a Chase Sapphire card, your points are worth more when you redeem for flights or hotels through Chase’s travel portal. We'll share 7 steps to calculate whether you're getting value from the new benefits and … The Chase Sapphire Reserve and Amex Platinum are two of the most popular premium rewards cards on the market, but they offer slightly different value propositions. About The Point Calculator • Private Policy • Advertising Policy. Wells Fargo Propel vs Chase Sapphire Reserve, Capital One Venture vs Chase Sapphire Reserve, Chase Sapphire Reserve vs Preferred Calculator. Chase Sapphire Preferred: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. Earn $20 or 2,000 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $20+ purchase. The Chase Sapphire Reserve offers better point-earning, better benefits, and travel protections than the Chase Sapphire Preferred, but it also comes along with a $450 annual fee ($550 effective January 12, 2020) as opposed to $95. UGC disclosure: These responses are not provided or commissioned by the bank advertiser. The Reserve is considered to be a luxury credit card and while the fee may seem very high at first glance, as it turns out, the Reserve card is actually an amazing deal for frequent travelers because the rewards make up for the annual fee expense. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Apply for an auto loan for a new or used car with Chase. With the Chase Sapphire Reserve®, you can earn three points per $1 spent on restaurant dining around the world. The Chase Sapphire Preferred is a step down from the Chase Sapphire Reserve. About These Calculators: These calculators are provided to help you estimate the value of points and miles, the calculations of rewards earned with credit cards, and the transfer of rewards between programs. Rewards Credit Cards Primary, up to vehicle value. .tg .tg-vocl The Chase Sapphire Reserve ® is Chase's premier premium travel rewards card. Is the Chase Sapphire Reserve Worth $550? .tg .tg-c1kk. Best Credit Cards Enter how much spend you plan on running through the card(s). The fee takes away a lot of value to the card so it gets a little harder to justify. Comparing perks of Chase Sapphire Reserve vs. Chase Sapphire Preferred. Preferred: Fees Sapphire Preferred is the runaway winner here, as its $95 annual fee is nearly six times smaller than the $550 that Reserve charges. Scroll down to the end of the post to see our methodology. CSR will cost $225 x 2 = $450 CSP will cost $90 = $90 (first year fee … Arrival Plus: Initial Bonus. The Chase Sapphire Reserve does a good job of justifying the additional fee, but, if you don't use the additional benefits, it's not worth the additional cost. This is the best earnings you can earn on Lyft spend. Side by side comparison of Chase's and AMEX's top travel cards. Sign up for our newsletter! With the high earning rate and all the perks and protection offered on the card, the Sapphire Reserve can easily be worth the fee. These points can also be transferred to Chase's airline and hotel partners which will give you either 50,000 airline miles or 50,000 hotel points which can be redeemed at a higher value than $750 if you find a great redemption. 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